Why Are 60% of Homeowners Choosing Refinancing Over Buying Right Now?

Lucas Mathieu

Published on: 15/08/2026

In the 2026 Canadian market, many homeowners are choosing to refinance existing mortgages over buying new properties. Refinancing offers a way to restructure debt, access home equity, and improve cash flow while avoiding the costs of moving.

Broker Blogs

Why 48 Percent Of First Time Buyers Are Skipping The Bank

Lucas Mathieu

Published on: 01/08/2026

According to a July 2026 survey, 48% of new buyers are ditching traditional banks for independent mortgage brokers. Learn why modern Canadians are making the switch for expert advice, down payment savings strategies, and tailored lending options.

Broker Blogs

Navigating the Canadian Mortgage Market After the July 15 Rate Decision

Lucas Mathieu

Published on: 16/07/2026

The Bank of Canada held its key interest rate at 2.25%. Waiting for a major drop is a losing strategy. Discover what this sixth straight hold means for fixed mortgage rates, upcoming renewals, and buying a home in today's stable market.

Broker Blogs

Why Are 2026 Canadian Home Building Timelines Slowing Down?

Lucas Mathieu

Published on: 01/07/2026

Construction timelines are slowing across Canada in 2026, delaying new housing supply and impacting pre-construction buyers. Learn how permit delays affect mortgages, home values, inventory, and financing strategies for homeowners, investors, and buy

Broker Blogs