2025 Reality Check: A Message For My Realtors & Their Clients

Dear Realtor,

The real estate landscape is shifting, and your clients who purchased homes in 2020 and 2021 need your guidance now more than ever. As a mortgage broker specializing in the Canadian market, I’m partnering with you to empower your clients to navigate the potential challenges ahead.

The Ticking Clock of Renewals:

Many homeowners who secured mortgages during the COVID-19 boom are facing a stark reality. Interest rates have nearly tripled since then, and as their renewal dates approach in 2025, their monthly payments could skyrocket. This financial shock could force some to make difficult decisions about their homes.

Offer Your Clients a Lifeline: A Free Mortgage Review

As their trusted realtor, you have the opportunity to proactively assist your clients by offering them a valuable service: a free, no-obligation mortgage review conducted by me, a seasoned mortgage broker.

What a Free Mortgage Review Can Reveal:

  • Current Equity Position: Understanding how much equity they’ve built can open doors to refinancing or leveraging their home’s value.
  • Estimated Future Payments: A clear picture of potential payment increases will help them plan and budget accordingly.
  • Cashflow Analysis: This is crucial for investors and rental property owners to assess the viability of their investments in the changing market.
  • Personalized Options: We’ll explore potential solutions, including refinancing, selling, or adjusting their investment strategy.

Your Proactive Approach Strengthens Relationships:

By reaching out to your clients now and offering this valuable service on my behalf, you’re demonstrating your commitment to their long-term financial well-being. This strengthens your relationship and positions you as their go-to resource for real estate advice, even during challenging times.

A Win-Win Partnership:

I’m committed to working with you to support your clients. Any clients who decide to sell as a result of the review will be referred back to you as the original source, ensuring a seamless and mutually beneficial experience.

Remember: Proactive communication and informed decision-making are key. Let’s empower your clients to face the future with confidence.

Let’s Connect:

  • Schedule a Call: Let’s discuss how we can best support your clients and host a webinar or in-person seminar to provide them with essential information.
  • Use this Email Template: Feel free to adapt and send this email to your 2020/2021 homebuyers to introduce them to my complimentary mortgage review service:

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Subject: ⚠️ 2025 Renewal Reality Check: Don’t Get Caught Off Guard! ⚠️

Dear [Client’s Name],

I hope this email finds you well.

As your trusted realtor, I’m reaching out to ensure you’re prepared for the upcoming changes in the real estate market. With interest rates on the rise, homeowners who purchased in 2020 and 2021 could face significant increases in their mortgage payments when their terms renew in 2025.

I’m Here to Help!

To help you navigate this situation, I’ve partnered with a seasoned mortgage broker who is offering a complimentary, no-obligation mortgage review to my clients.

This FREE Review Will Provide You With:

  • 🔍 A clear understanding of your current equity position.
  • 📈 Estimated future payments so you can plan and budget accordingly.
  • 💡 Potential options for refinancing or adjusting your mortgage strategy.

Why This Matters:

  • Knowledge is Power: Understand your options before your renewal date.
  • No Cost, No Obligation: This is a risk-free way to gain valuable insights.
  • Peace of Mind: Make informed decisions about your financial future.

Ready to Take the Next Step?

Simply reply to this email or give me a call at [Your Phone Number]. I’ll connect you with the mortgage broker, who will guide you through the process.

Let’s work together to ensure you’re prepared for the 2025 renewal reality.

Sincerely,

[Your Name]

[Your Real Estate Agency]

[Your Contact Information]

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Let’s work together to empower homeowners and ensure their financial well-being in the face of a changing market!

 

MORTGAGE TECH

Luc & Sarah Mathieu
Licensed Mortgage Brokers Powered by BRX Mortgage.

C. 250-320-5555

E. info@mortgagetech.ca

W. mortgagetech.ca